Scammers are now cloning trusted news websites to steal your money


Seeing a story on the website of a trusted news organisation is usually enough to lower your guard. Cybercriminals know that, and they’re increasingly exploiting the credibility of major publishers to steal money from unsuspecting readers. The latest example involves fake Guardian articles featuring billionaire Jim Ratcliffe. Still, the scam is part of a much larger campaign that’s also impersonating the BBC and other well-known media outlets.

According to The Guardian, fraudsters are creating convincing clones of legitimate news websites and filling them with fabricated stories designed to lure readers into bogus cryptocurrency and investment schemes. Instead of trying to hack victims directly, the scammers first convince them they’re reading real journalism.

Scammers are turning trusted news brands into investment traps

One of the latest fake articles claims that Ratcliffe stormed out of a BBC interview after presenter Laura Kuenssberg revealed details of his personal finances. It goes on to suggest the billionaire has been quietly making money through a secret online investment platform, encouraging readers to click a link to discover the same opportunity.

None of it is true. Clicking the link doesn’t take users to a genuine investment service. Instead, they’re redirected to a cloned version of a legitimate trading platform, where they’re asked to submit personal details. Shortly afterwards, victims typically receive phone calls from scammers urging them to invest money into fraudulent cryptocurrency or stock trading schemes. The investments don’t exist – the only goal is to convince people to hand over cash.

The Guardian says it isn’t alone. Criminals have repeatedly cloned the designs of respected news organisations to make fabricated stories appear authentic. Financial campaigner Martin Lewis has frequently been targeted through fake AI-generated BBC News articles promoting investment scams, while another fabricated Guardian article falsely claimed broadcaster Sir David Attenborough had profited from a trading platform.

The approach works because the websites look remarkably convincing. They often copy the publication’s layout, typography, navigation menus, and even use the names and profile pictures of real journalists. According to Full Fact, one fake Ratcliffe image even contained Google’s SynthID watermark, indicating it had been created using Google’s AI image generation tools.

AI is making fake news sites more convincing than ever

The rise of generative AI has dramatically lowered the barrier to creating convincing scams. Rather than producing poorly designed phishing pages filled with spelling mistakes, criminals can now generate realistic headlines, professional-looking images, and polished articles in minutes.

That makes spotting scams increasingly difficult. There are still warning signs. Fake articles often use unusually long, sensational headlines that legitimate news organisations would rarely publish. They also tend to include prominent links encouraging readers to invest immediately – something reputable publishers generally avoid in editorial content.

The Guardian says it is working with the UK Home Office and other media organisations to combat malicious scam advertisements. Meanwhile, cryptocurrency exchange Kraken, whose branding has also been impersonated, warns that any website that guarantees investment returns and uses its name should be treated as fraudulent. The company says it actively works with hosting providers and law enforcement agencies to remove fake domains.

If you encounter an investment story that feels unusually promotional, slow down before clicking. Verify the website’s URL, avoid following links shared through social media, and remember that legitimate journalism informs readers – it doesn’t pressure them into opening investment accounts.

As AI-generated scams become more sophisticated, trusting a familiar logo is no longer enough. In today’s internet, even reputable news brands can become convincing disguises for financial fraud.



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Microsoft Excel handles temporal data effectively if you know which formulas to use. The problem is that Excel includes over 20 date and time functions, but most people only ever need a small core set to build powerful, self-updating workflows. These essential date functions turn messy timelines into automated systems you can actually rely on.

All examples in this guide use an Excel table (Ctrl+T) named ProjectTracker (pictured below). To follow along, download a free copy of the Excel workbook containing this table. After you click the link, you’ll find the download button in the top-right corner of your screen.

A structured Excel tracking table containing project tasks, start dates, and due dates.

Excel views your calendar as a massive string of numbers

The secret logic behind spreadsheet dates

Excel stores dates as serial numbers—starting at January 1, 1900—and displays them using date formats. For example, June 1, 2026 is stored internally as 46174. This allows you to perform arithmetic on dates, such as adding 7 to move forward one week.

Excel intentionally treats 1900 as a leap year for compatibility with older spreadsheet systems. This is not historically accurate, but it rarely affects modern workflows unless you’re working with very old date ranges.

Keep your timelines moving with real-time tracking

Creating a live project countdown with TODAY

If you currently update a “Today” cell manually each morning to keep deadlines accurate, Excel can replace that workflow with a dynamic function that always returns the current date.

To create a live countdown that updates automatically as time passes, add a new column with the following name, formula, and formatting:

Column Name

Days Remaining

Formula

=[@[Due Date]]-TODAY()

Number Format

General

When you press Enter, Excel may automatically format the result as a date instead of a number. That’s why you must select the table column and set the format to General in the Number group of the Home tab.

Each task displays the number of days remaining until its due date, with negative values indicating tasks that are already overdue.

The next time you open the workbook, the calculations will refresh and automatically update based on the new day.

Isolate specific time frames by breaking dates into pieces

Structuring reports with MONTH, YEAR, and WEEKDAY

When working with project schedules, full date values like 2026-07-24 are often too detailed for analysis. You may need to group tasks by month, summarize yearly progress, or identify scheduling issues like weekend start dates.

To extract the month, delete the Days Remaining column, then add a new one with these parameters:

Column Name

Month Due

Formula

=MONTH([@[Due Date]])

Number Format

General

Each task returns a numeric month value, such as 6 for June or 7 for July, making it easier to filter and group tasks by month.

To isolate the year for reporting across longer timelines, simply replace MONTH in the formula above with YEAR:

Column Name

Year Due

Formula

=YEAR([@[Due Date]])

Number Format

General

The numeric year component is successfully calculated for every row in the tracking table in Excel.

To identify scheduling issues, such as tasks that begin on weekends, you need a different approach because weekdays are not stored as simple calendar parts like month or year. Instead, Excel assigns each weekday a numeric position based on a selected system.

Here’s what to do in a new column:

Column Name

Weekday Due

Formula

=WEEKDAY([@[Start Date]], 2)

Number Format

General

With the 2 argument, Excel treats Monday as day 1 and Sunday as day 7. Without this argument, Excel uses its default system where Sunday is treated as day 1 and Saturday as day 7.

Each task now returns a number from 1 to 7, where values 6 and 7 correspond to Saturday and Sunday, making weekend starts easy to identify.

The numeric weekday component is successfully calculated for every row in the tracking table in Excel.

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Microsoft 365 includes access to Office apps like Word, Excel, and PowerPoint on up to five devices, 1 TB of OneDrive storage, and more.


Calculate exact working durations without the weekend clutter

Using NETWORKDAYS to measure real work time

Calendar-based durations often overstate actual work time. A task running from Friday to Monday appears to take four days, even though only two are working days.

So, to calculate true working days between project milestones, add this column:

Column Name

Working Days

Formula

=NETWORKDAYS([@[Start Date]], [@[Due Date]])

Number Format

General

Excel returns the total number of working days between the start and due dates, counting both endpoints when they fall on working days.

To include holidays, create a separate range containing vacation dates (for example, starting in cell F2). Then, select the first Working Days formula cell, and extend the formula to:

=NETWORKDAYS([@[Start Date]], [@[Due Date]], $F$2:$F$5)

Using absolute references ($) ensures the holiday range does not shift when the formula is filled down the table.

When you press Enter, you’ll see that the calculation now excludes both weekends and holidays.

If your workweek is non-standard, use NETWORKDAYS.INTL to define custom weekend rules.

Map future deadlines and end-of-month cutoffs

Using WORKDAY and EOMONTH for automated scheduling

Beyond tracking existing timelines, Excel can generate future dates based on rules such as working durations and billing cycles.

To calculate a projected completion date based on working days, remove the Due Date column, then add these two columns.

Column 1:

Column Name

Expected Duration

Values

Manually enter the number of working days.

Number Format

General

Column 2:

Column Name

Projected Finish

Formula

=WORKDAY([@[Start Date]], [@[Expected Duration]])

Number Format

Date

Excel returns a date representing the expected completion based on the specified number of working days. It automatically skips weekends and returns the next valid working date.

To calculate billing cutoffs that always land on month-end, use this workflow:

Column Name

Billing Cutoff

Formula

=EOMONTH([@[Start Date]], 0)

Number Format

Date

Excel returns the last day of the month for each task, making billing cycles consistent.

Planning ahead with month-based review dates

Shifting dates across months with EDATE

Not all scheduling problems are about counting days. In real project work, you often work in monthly cycles—such as scheduled reviews, audits, or check-ins that repeat at predictable intervals.

For example, if a project phase starts on a given date, and you need to schedule a formal review three months later, Excel has a built-in function designed exactly for this. EDATE shifts a date by a specified number of months while preserving the day of the month when possible.

Here’s how to use it:

Column Name

Review Date

Formula

=EDATE([@[Start Date]], 3)

Number Format

Date

This moves the start date forward by three full months. For example, if the start date is June 1, 2026, Excel returns September 1, 2026.

You can also move backward in time when planning earlier review checkpoints, such as retrospective checks or pre-launch assessments. In those cases, you use a negative value:

=EDATE([@[Start Date]], -2)

Unlike day-based subtraction, EDATE respects calendar structure, making it more reliable than manually shifting dates.


Take control of your spreadsheet timelines

Ignoring Excel’s built-in date tools often leads to hours of manual updates and fragile spreadsheets. By understanding how Excel stores dates and using functions designed to work with them, you can build schedules that update themselves and forecast future milestones automatically. Once you’ve mastered tracking time with formulas, the next step is visualizing it—turn your data into a dynamic timeline that updates as your project evolves.



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