How the Pope’s Magnifica Humanitas offers a template for individuals to meet the AI moment


Pope Leo XIV’s new encyclical on artificial intelligence includes a statement that warrants serious attention from technologists and policymakers: “Technology is never neutral.” Magnifica Humanitas (“Magnificent Humanity”) is a clarion call to all people to act with courage and solidarity as we enter an age already being transformed by artificial intelligence, the greatest change in human life since the Industrial Revolution. As the pope says, the choice before us—the choice AI presents—is one between the Tower of Babel and the rebuilding of our common humanity. 

In the biblical story of the Tower of Babel, humans sought to build a massive structure that reached all the way to Heaven, only to have their project thwarted when God made those involved unable to understand one another. It was a pursuit fixated on relentless growth, divorced from any concern about God’s commandments or the human cost. It resulted in failure and atomization. The Book of Nehemiah, however, offers a contrasting narrative, in which the rebuilding of Jerusalem after a period of violence and displacement becomes an opportunity for humanity to show its collaborative resilience. As the encyclical puts it, “The city is reborn, not through the initiative of one man, but through the shared responsibility of all: men, women, priests, artisans, heads of households and young people all play a part. It is an undertaking with God at the center, which rebuilds relationships before rebuilding with stones.” 

Is there any question which road we are currently barreling down? And can there be any doubt which we would do well to walk together? 

We are both Catholics, members of religious communities and longtime advocates within the movement for socially responsible investment. Of particular interest to us and that movement is Pope Leo’s point that AI is not some force of nature or hyperrational, ineffable entity. Instead, he reminds us, AI is ultimately another commercial product, one emerging at a point in history when excessive power over commerce and the wider society has amassed in a vanishingly small number of hands. 

It’s a powerful message. It’s also one that institutional investors have been acting on for years. This encyclical doesn’t break new ground so much as ratify a governance effort that’s already underway, led not by states or international bodies but by shareholders. When governments fail to meaningfully regulate, and corporations cannot be trusted to do what is beneficial beyond their own bottom line, people in society still have the power to set us on the right path, and indeed have the duty to do so. 

Around the world, AI systems are being deployed at scale with remarkably little institutional oversight. There is no AI safety board. The US Federal Trade Commission has jurisdiction over unfair practices but limited authority over algorithmic design. The National Institute of Standards and Technology publishes guidance that most companies ignore. The EU AI Act is partially in force but addresses only a sliver of the deployment surface.

Institutional investors have stepped into this vacuum. Coalitions including the membership of the Interfaith Center on Corporate Responsibility, representing investors managing over $400 billion in assets, have spent the past several proxy seasons filing resolutions demanding transparency, risk assessment, and accountability around AI deployment. Secular institutional investors have joined them, treating AI governance failures as material business risks.

Shareholders have called tech giants including Alphabet, Amazon, Nvidia, Palantir, and Uber to account and demanded that AI not be used for acts of violence or other violations of human rights. The importance of this aspect of corporate governance was highlighted tragically in the opening hours of the war against Iran, when AI was used to help identify targets for thousands of missile strikes that killed hundreds of people.  

Investors have also challenged executives at CVS and UnitedHealth Group to ensure that AI not be used to undermine the well-being of patients and quality of health care across the United States. 

At companies including Meta and Microsoft, shareholders have decried the environmental impact of AI data centers, which consume vast amounts of energy and precious water resources, and in turn can emit large amounts of greenhouse gases. 

Within creative industries, investors have challenged the leadership at companies like Disney, Netflix, and Warner Bros. to demand transparency about the ways they are using AI and to defend the inimitable human element in storytelling. 

Soon, with OpenAI, Anthropic, and Grok all set to enter the public markets, we will be able to exert similar influence over what are now all privately held entities.

These actions by concerned investors not only call out misdeeds but hold fast to an immutable truth: that it is wrong to use technology to kill, harm, or oppress people. Every human being has a right to safe and effective health care and the opportunity to earn a dignified living. The stories we tell each other matter and require the human creative spark. 

Investor advocates hail from a range of faith traditions. Some have no formal religious faith. Yet in their informed and tenacious advocacy, all these people echo the calls embedded within Pope Leo’s encyclical and act on its declaration that “it is essential that the use of AI, especially when it touches on public goods and fundamental rights, be guided by clear criteria and effective oversight.” 

Encyclicals mark time. A century from now, how will we be remembered for how we met this moment? Will we be seen as having been too timid or shortsighted to prevent a small group of unfathomably wealthy and self-interested people from seizing ever greater control over the human family’s shared destiny? 

Or will the years ahead be remembered as a turning point that helped us rebuild our common humanity? Let this be a time when people of good will and diverse talents come together through their own magnificent humanity to build a future that honors our Creator.

Father Séamus Finn, OMI, is a global leader in faith-based and socially responsible investing and a priest of the Oblates of Mary Immaculate, a missionary religious congregation.

Sister Susan Francois is the assistant congregation leader and congregation treasurer for the Sisters of St. Joseph of Peace.



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Recent Reviews


The Toyota Corolla Cross Hybrid has quickly become the default choice for buyers looking to step into an affordable hybrid SUV. It’s practical, efficient, and backed by a reputation that makes it an easy recommendation. But when you look beyond the badge, it’s no longer the clear-cut value leader it appears to be.

One Korean rival from Kia quietly outperforms it where it matters most. It’s cheaper to buy, significantly more fuel-efficient, and offers a more refined and spacious experience, despite targeting the same budget-conscious buyers. Instead of just meeting expectations, it raises them for what an entry-level hybrid SUV should deliver.

That’s what makes this comparison so one-sided. When a vehicle costs less while doing more, using less fuel, offering more room, and feeling more polished, it stops being an alternative and starts looking like the obvious choice.

In order to give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from various manufacturer websites, including the EPA.


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There aren’t many small hybrid SUVs, but the Kia Niro is the best

Easily the most budget-friendly crossover on the market

Hybrid crossovers are a really attractive proposition. You get the added practicality of an SUV and fuel efficiency that keeps your monthly fuel bills low. Perhaps the most obvious choice here, especially if you’re on a tight budget, is the Toyota Corolla Cross Hybrid. However, if you’re looking for the best bang for your buck, and the most efficiency, then the Kia Niro remains king of the subcompact SUV segment.

2026 Kia Niro Hybrid trims and pricing

Models

Starting MSRP

LX

$27,390

EX

$30,190

SX

$33,390

SX Touring

$35,790

As we’ve already mentioned, the Corolla Cross Hybrid is kind of the benchmark for small hybrid SUVs, with its badge definitely helping make it so popular. The Toyota has a starting price of $29,395, meaning it is just over $2,000 more expensive than the Kia. Despite this, we think even the most affordable Niro Hybrid feels more refined, better equipped, and, to top it all off, its more efficient.

With the Niro being one of the most affordable crossovers on the market, you have a little wiggle room when it comes to trims. We still wouldn’t climb the ladder far, as we think the EX offers the best bang for your buck. It comes with niceties like a smartphone charging pad, faux-leather upholstery, and an upgraded infotainment screen. The Premium package is also definitely worth the extra $2,000, adding things like a panoramic sunroof, a power-operated tailgate, and a premium sound system.


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Neither are particularly entertaining, but the Niro is lighter on fuel

Beating Toyota at the hybrid game isn’t easy

Toyota is one of the most experienced automakers out there when it comes to building hybrid powertrains, with the Japanese brand being a big proponent of the setup. This is why it’s so impressive that the little Niro comes out ahead when it comes to efficiency. On top of this, Kia has delivered a more refined driving experience that feels better than you’d expect considering the price you pay.

Kia Niro Hybrid performance and efficiency


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kia-logo.jpeg

Base Trim Engine

1.6L I4 Hybrid

Base Trim Transmission

6-speed auto-shift manual

Base Trim Drivetrain

Front-Wheel Drive

Base Trim Horsepower

103.5 HP @5700 RPM

Base Trim Torque

106.3 lb.-ft. @ 4000 RPM

Base Trim Fuel Economy (city/highway/combined)

53/54/53 MPG

Base Trim Battery Type

Lithium polymer (LiPo)

Make

Kia

Model

Niro



The Corolla Cross Hybrid has a little more grunt than the Kia, putting down 196 horsepower versus the Niro’s dinky 139 horses. The 1.6-liter engine in the Korean crossover is an underachiever, which is why it takes around 8.9 seconds to get up to 60 miles per hour. With both of these crossovers being more urban crawlers than highway cruisers, we don’t think that lack of power is the end of the world.

There really isn’t a winner when it comes to driving engagement here, with both small SUVs being exceptionally dull to drive. However, the Kia Niro does come feature a pretty plush ride quality. It also gets a six-speed DCT instead of the CVT in the Corolla, which results in less droning when accelerating, resulting in a more refined experience.

Fuel economy

Model

City

Highway

Combined

Kia Niro FE

53 MPG

54 MPG

53 MPG

Kia Niro

53 MPG

45 MPG

49 MPG

Toyota Corolla Cross Hybrid

46 MPG

39 MPG

42 MPG

Efficiency is a massive reason to pick a Kia Niro over a Corolla Cross Hybrid. The base model Niro is rated for up to 53 miles per gallon combined, with every other model managing 49 miles per gallon combined. This means that even the least efficient Niro is rated to get seven more miles per gallon than a Toyota Corolla Cross Hybrid.


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Kia delivers a sleek and stylish interior in the 2026 Niro

Meanwhile, the Corolla Cross is a bit boring

Toyota has always been known to value simplicity, and this has often resulted in somewhat underwhelming interiors. While there isn’t anything wrong with the cabin of the Corolla Cross, and it does come well-equipped, it does lean a little too far in the utilitarian direction. The Niro, on the other hand, finds a good middle ground between simplicity and modernity.

Interior dimensions and comfort

Model

Kia Niro Hybrid

Toyota Corolla Cross Hybrid

Front row headroom

40.5 inches

38.6 inches

Front row legroom

41.5 inches

42.9 inches

Second row headroom

39.6 inches

39 inches

Second row legroom

39.8 inches

32 inches

Cargo capacity (behind second row)

22.8 cubic feet

21.5 cubic feet

Both the Niro and the Corolla Cross feel very practical for cheap subcompact SUVs, but the Kia has a pretty clear advantage. The Niro offers a much more spacious rear row of seats, with tons of legroom. You’d have no problem fitting even particularly tall passengers in the rear seats. It also does have a slightly more spacious cargo hold, though the difference here is much smaller.

Both the Corolla Cross and Niro have similar philosophies regarding interior design, but with some differences in execution. Both aim for basic functionality, but the Kia does it in a much more contemporary way. It’s obvious at all times that both crossovers are budget-oriented, in no small part thanks to the cheap plastics used, but build quality is good. The Kia also offers a few upscale touches that put it ahead of its Japanese rival, especially on higher trim levels.

Infotainment and technology

There is very little competition between the Niro and Corolla Cross when it comes to tech features. Both come standard with an eight-inch infotainment screen to start, with a 10.3-inch screen available on every trim but the base Niro and a 10.5-inch screen being optional in the Corolla Cross.

The two budget crossovers are fairly evenly matched when it comes to other tech features. Things like smartphone mirroring and a wireless smartphone charging pad are available on the Kia and Toyota. One key difference is the optional sound systems, with the Niro’s seven-speaker Harman/Kardon sound system performing much better than the optional JBL system in the Corolla Cross.


Cheaper, more efficient, and more refined

When comparing these two small crossovers side-by-side, it’s really hard to make a case for the Toyota. The Corolla Cross does have more power and comes with the peace of mind you get from the Toyota badge, but in just about every other way the Kia feels like the better deal. For less money, you’re getting a crossover that is more spacious, less boring on the inside, and far more efficient. In just about every way, the Niro is a more successful budget hybrid crossover.



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