Android will hang up on banking scammers for you – how its new anti-spoofing feature works


android-scam-calls

Lance Whitney/ZDNET

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ZDNET’s key takeaways

  • This Android feature aims to protect you from banking scams.
  • It will detect and hang up calls from spoofed numbers.
  • The feature will expand to more banks later this year.

Scammers love to impersonate businesses you trust in hopes of convincing you to fall for their cons. One tactic they use is to call you pretending to be from your bank or financial institution. The goal is to trick you into sending them money or revealing your account details. Now, Google is rolling out a new security tool that aims to combat these types of spoofed calls.

Designed to protect you from financial theft or account compromise, the feature aims to detect spoofed calls. Here’s how it works.

First, you need to install your bank’s app on your Android device. When you receive a call that seems to be from your bank, Android queries the app for confirmation to determine if the call is legit. If the app finds that no one from the bank is actually calling you, the call is disconnected.

Also: The patching treadmill: Why traditional application security is no longer enough

In some cases, a bank could also assign certain phone numbers to be inbound-only, meaning they’re never used to call customers. Any call spoofing from one of these numbers will also automatically be ended.

Spoofing a number from a trusted business like your bank isn’t that difficult. Scammers use internet-based calling systems to spoof their caller ID so it appears they’re calling from a different number. This type of caller ID spoofing can easily turn you into a victim of financial fraud. These scams have led to annual losses of more than 850 million euros (around $997 million), according to a paper released by Europol last October.

To kick off this new feature, Google said that it’s working with select banks and financial institutions to implement these verified forms of financial calls. Rolling out to devices with Android version 11 or higher in the coming weeks, the verification will start slowly. Initially, only Brazil-based banks Revolut, Itaú, and Nubank will be on board. But Google promises that more banks will be supported later in the year.

Other new Android security upgrades

Beyond the spoofed call protection, Google has a few other tricks up its sleeve to defend the privacy and security of Android users.

1. One-time password protection 

Scammers will try to intercept the one-time passwords (OTPs) from your text messages to snoop on your personal accounts. To thwart this, Android will now automatically hide these security codes for three hours from most apps, making sure that the OTPs are safe from unauthorized access.

2. Enhancements to Live Threat Detection 

Launched in 2024, Live Threat Detection analyzes the behavior of apps via on-device AI and then alerts you if an app seems suspicious. With the latest enhancements, this feature will warn you about any suspicious behavior that could also be dangerous or harmful. The protection will also extend to such activities as SMS forwarding in which an app forwards a message to another phone number.

3. Enhancements to Advanced Protection

Another existing security feature, Advanced Protection warns you about apps that try to change or hide their icons, a potential sign that they could be malicious. With Android 17, Advanced Protection will also remove access to the accessibility service for all apps not labeled as accessibility tools.

4. Protections for lost or stolen phones 

Google’s Find Hub already helps you track down a lost or stolen phone, allowing you to lock it remotely. Currently, your device can be unlocked by anyone who knows its passcode or PIN. With Android 17, you’ll be able to require that the phone be unlocked only through biometric authentication, such as your facial or fingerprint scan. The goal is to prevent thieves who discover your passcode from unlocking your phone.

5. Protecting your location 

Many apps ask for your location so they’re able to work effectively. These include navigation apps that need to know your exact whereabouts. Coming in Android 17 is a new location button that lets you share your precise location but only for specific tasks while an app is open. As an example, you could use this to track down a nearby restaurant without granting permanent access to your location each time you open the app.

“The updates we’ve shared today represent a significant leap forward in our journey toward a world of verifiable, transparent trust,” Google said in a new blog post. “By improving protections against banking scams and extending powerful protections like Live Threat Detection and Android Advanced Protection, we are ensuring that Android remains the most secure platform.”





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Recent Reviews


When you pick out a phone, you’re also picking out the operating system—that typically means Android or iOS. What if a phone didn’t follow those rules? What if it could run any OS you wanted? This is the story of the legendary HTC HD2.

Microsoft makes a mess with Windows Mobile

The HD2 arrives at an unfortunate time

windows mobile 6.5 Credit: Pocketnow

Officially, the HTC HD2 (HTC Leo) launched in November 2009 with Windows Mobile 6.5. Microsoft had already been working on Windows Phone for a few years at this point, and it was planned to be released in 2009. However, multiple delays forced Microsoft to release Windows Mobile 6.5 as a stopgap update to Windows Mobile 6.1.

Microsoft’s plan for mobile devices was a mess at this time. The HD2 didn’t launch in North America until March 2010—one month after Windows Phone 7 had been announced at Mobile World Congress. Originally, the HD2 was supposed to be upgraded to Windows Phone 7, but Microsoft later decided no Windows Mobile devices would get the new OS.

This left the HD2 stuck between a rock and a hard place. Launched as the final curtain was dropping on one OS, but too early to be upgraded to the next OS. Thankfully, HTC was not just any manufacturer, and the HD2 was not just any phone.

The HD2 was better than it had any right to be

HTC made a beast of a phone

HTC HD2 Credit: HTC

HTC was one of the best smartphone manufacturers of the late 2000s and 2010s. It manufactured the first Android phone, the first Google Pixel phone, and several of the most iconic smartphones of the last two decades. Much of the company’s reputation for premium, high-quality hardware stems from the HD2.

The HD2 was the first smartphone with a 4.3-inch touchscreen—considered huge at the time—and one of the first smartphones with a 1 GHz Qualcomm Snapdragon processor. That processor, along with 512GB of RAM, made the HD2 more future-proof than HTC probably ever intended. Phones would be launching with those same specs for the next couple of years.

For all intents and purposes, the HD2 was the most powerful phone on the market. It just so happened to run the most limiting mobile OS of the time. If the software situation could be improved, there was clearly tons of potential.

The phone that could do it all

Android, Windows Phone, Ubuntu, and more

The key to the HD2’s hackability was HTC’s open design philosophy. It had an easily unlockable bootloader, and it could boot operating systems from the NAND flash and SD cards.

First, the community took to righting a wrong and bringing Windows Phone 7 to the HD2. This was thanks to a custom bootloader called “MAGLDR”—Windows Phone 7.5 and 8 would eventually get ported, too. The floodgates had opened, and Windows Phone was the least of what this beast of a phone could do.

Android on the HTC HD2? No problem. Name a version of the OS, and the HD2 had a port of it: 2.2 Froyo, 2.3 Gingerbread, 4.0 Ice Cream Sandwich, 4.1/2/3 Jelly Bean, 4.4 Kitkat, 5.0 Lollipop, 6.0 Marshmallow, 7.0 Nougat, and 8.1 Oreo. Yes, the HD2 was still getting ports seven years after it launched.

But why stop at Android? The HD2 was ripe for all sorts of Linux builds. Ubuntu—including Ubuntu Touch—, Debian, Firefox OS, and Nokia’s MeeGo were ported as well. The cool thing about the HD2 was that it could dual-boot OS’. You didn’t have to commit to just one system at a time. It was truly like having a PC in your pocket, and the tech community loved it.

Do a web search for “HTC HD2” now, and you’ll find many articles about the phone getting yet another port of an OS. It became a running joke that the HD2 would get new versions of Android before officially supported Android phones did. People called it “the phone that refuses to die,” but it was the community that kept it alive.

The last of its kind

“They don’t make ‘em like they used to”

HTC HD2 close up Credit: TechRepublic

The HTC HD2 was a phone from a very different time. It may have gotten more headlines, but there were plenty of other phones being heavily modded and unofficially upgraded back then. Unlockable bootloaders were much more common, and that created opportunities for enthusiasts.

I can attest to how different it was in the early years of the smartphone boom. My first smartphone was another HTC device, the DROID Eris from Verizon. I have fond memories of scouring the XDA-Developers forums for custom ROMs and installing the latest Kaos builds on a whim during college lectures. Sadly, it’s been many years since I attempted that level of customization.

It’s not all doom and gloom for modern smartphones, though. Long-term support has gotten considerably better than it was back in 2010. As mentioned, the HD2 never officially received Windows Phone 7, and it never got any other updates, either. My DROID Eris stopped getting updates a mere eight months after release.

Compare that to phones such as the Samsung Galaxy S26, Google Pixel 10, and iPhone 17, which will all be supported through 2032. You may not be able to dual-boot a completely different OS on these phones, but they won’t be dead in the water in less than a year. We will likely never see a phone like the HTC HD2 from a major manufacturer again.

HTC Droid Eris


A Love Letter to My First Smartphone, the HTC Droid Eris

No, not that DROID.



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